Insurance
That Drives
You Forward
FrontLight is an independent insurance brokerage protecting businesses, drivers, homes, and care facilities across multiple states, with access to dozens of carriers, not just one.
- 40+
- carrier partners
- 6,000+
- clients served
Appointed with 35+ top-rated carriers
Protection built around how you actually live and work.
Four core lines, each placed with the carrier that fits you best, so you're not forced into whatever's easy to renew.
Businesses
Commercial
Business Owner's Package, General Liability, Professional Liability, Products Liability, Management Liability, Cyber Liability, Umbrella & Excess Liability, Property, and Workers' Compensation. Policies tailored and built around your operations.
Get a quoteDrivers
Auto
Personal and commercial auto: the right coverage, the right limits, and a competitive price, with discounts you qualify for.
Get a quoteAt home
Home & Property
Homeowners, renters, condo, landlord, and umbrella coverage built around your home.
Get a quoteIn care
Eldercare & Behavioral Health
Insurance products designed specifically for skilled-nursing, assisted-living, and behavioral-healthcare facilities.
Get a quoteThe broker that picks up the phone.
We started as a neighborhood agency and never lost the habit. You get independent advice, plain answers, and the same advisor from your first quote through your next claim.
Truly independent
We shop dozens of carriers to fit you - not one company's quota.
One point of contact
The same advisor from quote to claim. No phone trees to dial.
Licensed in 9 states
California, New York, Texas, Florida, North Carolina, Nevada, Illinois, Arizona, and New Jersey.
Reviewed yearly
We re-shop your coverage at renewal so you don't drift overpaying.
One advisor
dedicated to you, from quote to claim.
Three steps. No runaround.
01
Tell us what matters
A short call or form - what you protect, what's changed, what keeps you up at night.
02
We shop the market
We compare carriers and bring you the options that actually fit, in plain English.
03
You're covered - and kept
Bind the policy, then we review yearly to keep the coverage and price honest.
A light left on for the neighborhood.
FrontLight took its name from the porch lamp - the one that says someone's home, someone's looking out for you. Since 2014 we've grown from a single storefront into an agency trusted by thousands, without ever becoming a call center.
We're still independent, and still the kind of agency that treats an insurance relationship as a conversation.
Reviews left by clients on Google.
We are so happy for changing all our policies from State Farm to Frontlight Insurance!! Gary has not only saved us a ton of money, but working with him has been a true pleasure from beginning to end. He is very professional and personable.
Gladys Gruen
Switched from State Farm
I had Frontlight open up a malpractice policy for my new company. This was an atypical policy and I was denied by different insurance companies before seeking out help from Frontlight. They were able to get me exactly what I needed, for an affordable rate.
Daphna Shalom
Professional liability
Jack was super helpful from the beginning with our auto insurance. He was responsive (even after hours when he definitely didn't have to be!), reliable and always there when we needed him. We liked our policy so much that now we are buying a house and we are using them for our homeowners insurance.
Hannah Rabin
Auto & homeowners
I had car insurance through a different company, but was offered a free quote from FrontLight. They took a look and saved me money - with the same company. Not only did they take their time to find me the best policy, but they actively worked on my current deal, doing all the leg work.
Kevin Katz
Auto
He was extremely courteous and left no stone unturned with regard to finding the right policy for me. He was honest, didn't appear to be driven by self-interest, and didn't view me as another meal ticket. He treated me like a person.
Ron Leery
Auto
Great experience working with Frontlight! My agent Jack was very upfront offering me all of my options. I really felt and know that they have my best interest in mind! I don't know of another insurance company that had better service than them.
Shimon Dusowitz
Long-term client
Questions, answered.
What types of insurance does FrontLight offer?
FrontLight is an independent brokerage offering commercial insurance (business owner's package, general liability, professional liability, products liability, management liability, cyber liability, umbrella and excess liability, property, and workers' compensation), personal and commercial auto, home and property insurance, and a specialty program for eldercare and behavioral health facilities.
Is FrontLight an independent insurance agency?
Yes. FrontLight is an independent broker appointed with dozens of A-rated carriers, so we compare the market to fit you rather than selling one company's products.
What areas does FrontLight serve?
FrontLight is based in Culver City, California and is licensed in California, New York, Texas, Florida, North Carolina, Nevada, Illinois, Arizona, and New Jersey, serving individuals, families, and businesses across all of them.
How do I get an insurance quote from FrontLight?
Request a free quote through the form on this page or call (310) 684-5799. A dedicated advisor reaches out, usually the same day, with options tailored to you.
What makes FrontLight different from other agencies?
Every client gets one dedicated Personal Account Manager from quote through claim, and we re-shop your coverage against our full carrier roster each year so you never overpay.
Get a quote that an actual human stands behind.
Tell us what you need, we'll compare carriers and call you back - usually same day.
- ✓ No obligation
- ✓ 40+ carriers
- ✓ Dedicated advisor
Start your quote
It takes about a minute.