3 Crazy Cases of Insurance Fraud
Strange coincidences are par for the course for those working in the insurance business. One day, a woman might take out a $1 million life insurance policy out on her husband only to have him mysteriously pass away the next morning.
Property Valuation and Insurance: 3 Ways to Appraise
New homeowners, landlords, and real estate investors looking to purchase insurance policies on their real estate assets are left with one glaring question: what should they pay for their property taxes and insurance based on the value of their property or properties?
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Do You Need Umbrella Insurance in 2019?
Have you ever had a party? Has your dog ever gotten off the leash? Have you ever gotten in a fender bender? If so, you could easily be the target of a lawsuit. That’s why you may need a Read more
6 Weird, Niche Types of Insurance Coverage
Here at Frontlight, we’re always trying to find new ways to save you money on the insurance coverage you need. But sometimes we like to take a step back and appreciate just how wacky the world of insurance can be. ...
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Bundle Up: Combining Your Insurance Policies
In the world of insurance, customers have lots of options. There are thousands of insurance companies selling thousands of insurance products. Basics like home, auto, and life insurance go hand-in-hand with specialty products like classic car insurance, wedding insurance,...
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Welcome Home: Your 2019 Homeowners Insurance Guide
Over 85 percent of all homeowners have homeowners insurance, and according to a recent JD Power survey, nearly half of all homeowners insurance policy owners don’t know what types of damages are covered ...
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The Cost of Life Insurance
There’s a joke in the insurance business: “fun is like life insurance. The older you get, the more it costs.” Many Americans today don’t have life insurance, often citing cost as the main factor. But life insurance...
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Why Are You Paying More for Auto Insurance in 2019?
Americans looking to pay less for auto insurance might be balking at the auto insurance costs this year. Even safe drivers who haven’t filed any claims have seen their rates climb in 2019, paying more without knowing why. While understandably frustrating, it’s also happen...
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7 Common Questions When Buying Auto Insurance
So you’re getting the car of your dreams. But you haven’t been dreaming much about your auto insurance policy.
Wake up! It’s time to get covered before you drive into a costly nightmare. People have lots of qu...
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It’s Time to Get Earthquake Insurance
If you’re a Californian, chances are you felt the July 4, 6.4-magnitutde earthquake that struck Searles Valley near the town of Ridgecrest. Even if you’re not a Californian, you might have felt the ground move. Shaking was reportedly felt as far as Mexico and Las Vegas, r...
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What Does FrontLight Insurance Offer in 2019?
Here at Frontlight, we’re more than just an auto insurance brokerage. We’re your partner for all your insurance companies needs, offering coverage on your auto, home, business, and more. Our clients trust us for our commitment to excellence, ethics, and equality at every ...
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The Importance of GAP Insurance
It’s often said that a new car is the worst investment you can make. That’s because a new car depreciates in value the minute you drive it off the lot. If you buy a car for $25,000 and two months later it’s worth ...
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5 Auto Insurance Myths Explained
Have you ever heard someone say red cars cost more to insure? It sounds believable, but that’s just one example of an auto insurance myth we hear all the time.
With the advent of the internet, there’s no short...
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Dealing with an Auto Insurance Coverage Lapse
We’ve all had it happen. You’re out driving and you remember that you left the lights on or the refrigerator open. That’s a lapse of judgment. Having a lapse in auto insurance coverage is even worse.
Having a Read more
5 Ways to Lower Your Auto Insurance Cost
Are you wondering how you can lower your auto insurance? There’s a lot to pay for these days. Between your taxes, bills, rent, and groceries, your insurance seems like the least important cost you pay.
The thing is...
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How Your Credit Score Affects Your Auto Insurance
Everyone knows your credit score is important. You need a good credit score to get a mortgage, get a bank loan, and buy a car. But did you know that your credit score is important in determining your ...
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Top Ten Auto Insurance Companies
You’ve got a car. Now, it’s time to get covered. Ten major car insurance companies dominate the U.S. auto insurance market. Finding the best insurance policy can seem like a big task, especially with big auto insurance companies.
When considering car insurance, one of the most important factors to look at is how many drivers you anticipate having in the household over the next few years. Teenagers in particular have a huge effect on the monthly cost of insurance. According the the insurance inform...
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The Cost of Car Insurance
How much should car insurance cost?
One question our insurance brokers get pretty often is: “How much does car insurance cost?” Another question that follows is: “How much should car insura...
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Business Liability Insurance Vs. Professional Liability Insurance
Planning for potential accidents, damages, and liability claims is an essential part of every business strategy. Having the right insurance to cover not just your personal property but also your business, services, and products, can protect you the heavy financial burdens...
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What are the Components of a Car Insurance Policy?
Car insurance policies are like the cars they insure: they’re made up of many components that work together symbiotically. For you, your car, and your car insurance policy to work optimally, those parts need to be in functioning order. A car can’t run without all its part...
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Homeowners Insurance: What level is right for you?
Homeowners Insurance: What’s the deal?
Homeowners insurance- we all know of it, we all know we should have it, most mortgage companies require obtaining it. Yet home insurance is not a catchall; there are...
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Purchasing Auto Insurance: What you need to know
When purchasing auto insurance, there are some critical things to keep in mind-- from taking the time to see various quotes, to understanding your selected insurance claims procedure. Here are some things you can do to make sure you get the right insurance for you.
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Do I Need Cyber Liability Insurance?
With cybercrime and data breaches becoming a part of near-daily life, it’s as important as ever for you to protect your business’s data. In today’s digital age, it’s imperative that businesses of all sizes take steps to protect their cyber information. While data breaches...
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Do I Need Flood Insurance for My Home?
It can be overwhelming considering all the types of insurance you need in your personal life. One type that is often overlooked is flood insurance. If you don’t live in what is typically considered a flood zone, you may think you don’t have to worry about this type of ins...
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Does My Business Need Key Man Insurance?
If you own a business or company, or are thinking of starting one, it’s important to know the many different types of insurance you may need to consider having. We previously discussed several Read more
Rebuilding from the Ashes: The Role Insurance Plays During California’s Wildfire Recovery
In the aftermath of the historic wildfires that devastated California, we at Frontlight reaffirm our dedication to helping our clients when they need us most. Based in West Los Angeles, we have witnessed the tragic results of the wildfires firsthand, and are committed to ...
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What Kind of Insurance is Right for My Business?
There are many different types of insurance designed to fit every kind of business and need. It’s great to have many options when deciding which coverage is right for you, but sometimes it can be overwhelming. Luckily, insurance brokers can help guide you through the proc...
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What’s the Difference Between a Broker and an Agent?
When you’re shopping for insurance of any kind, it can be difficult to know where to start, what kind of coverage you need, and where to get the best deals. This is why both insurance brokers and insurance agents exist. So what’s the difference between the two? Read on below to discover which ins...
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How Much Liability Coverage Should I get on my Auto Insurance?
Liability coverage is an important part of auto insurance that can often be overlooked. While most states mandate liability insurance, the amount of coverage is left up to you. The amount of coverage you need is entirely dependent on your own assets and depends on your financial situation. Read o...
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Are Insurance Brokers Worth It?
Brokers Can Help You File a Claim Filing insurance claims can be complicated and it’s often difficult for people or businesses to completely understand their policies. If you’ve never filed a claim or a dispute before, how ca...
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