Life insurance is a contract between an insurance company and an individual, in which the insurance company agrees that if the individual (“the insured”) should die during the term of the life insurance policy, the insurance company will pay the predetermined amount of money to the beneficiary chosen by the insured upon their death. Life
Starting a freelance business often begins with doing small gigs in your spare time or making money off a hobby. When you’re not making a significant income from the activity, it may seem like you don’t need to do anything about insurance, but not telling your insurance company about business activity based at home could
Although many people think of a massage as something you request at a spa to pamper yourself, massage therapy can have many medical benefits. Massage therapy can relieve muscle tension, improve circulation, help with pain management, help with stress and anxiety, and provide a variety of other health benefits. Massage therapy is considered a part
Becoming a homeowner is a major milestone, but it comes with a long list of responsibilities like purchasing homeowners insurance. Should you need to use your insurance coverage to repair your home or replace belongings, you’ll need to file a claim with the insurance company. What is an insurance claim? A claim means that you’re asking
In recent years, wildfires have dominated the news. We’ve watched on TV while people evacuated their homes, taking with them just what fit in their cars. In the aftermath, we’ve read in newspapers about huge insurance payouts and how communities have started to recover. Maybe you’ve wondered if it happened to you, could you rebuild?
We tend to think of sweeping hurricanes and thunderous tornadoes when we purchase homeowners’ insurance coverage, but a burst pipe is no less formidable. A burst pipe can cost you $10,000 in damages, no small sum by any means. Water damage is one of the leading causes of insurance claims today, leaving room for deeper