If you’re an adult with a house, a spouse, kids, or any financial liabilities, and you should consider buying a life insurance policy. With life insurance in place, you won’t have to lose sleep worrying about the financial burden your loved ones would inherit if you were to die unexpectedly. Here at The Simple Dollar, we’re a

Insurance companies love newly built homes for 3 specific reasons. A new house means stronger foundations, and less likely to incur problems that most older homes face. Therefore, the chances of filing an insurance claim are pretty slim, giving you an upper hand on lower rates. Depending on other factors such as location and material,

What is a deductible? In the simplest of terms, a deductible is the amount of money that you are responsible to pay in the event that you need to file a claim. The insurance company will cover any damages about the deductible. Deductibles are in place so that both you and the insurance company share

Did you ever think that what you do for a living may affect your ability to get life insurance? If your answer is ‘no’, you may want to ask your local insurance company if your profession is considered “high-risk.” Chances are you might not think it is, but it’s best not to leave it up